Payment Methods

This page states the truth about how you can pay on TikAccs — only the methods that are actually live today. If a method is not listed here, it is not available.

1. Card via Meezan Bank EPG — the live method

Buyers pay by credit or debit card through Meezan Bank EPG, our live card payment provider. At checkout you are taken to the Meezan payment page, and your payment is confirmed server-to-server with Meezan before the transfer starts. The transfer never begins on an unconfirmed payment.

Prices are shown in USD. Your card is charged in PKR at the live rate of 280 PKR per USD. Your bank may apply its own conversion or fees on top — check with your bank if you are unsure what the final charge will be.

2. Manual payments by arrangement

Manual payments are possible only by arrangement with the team — for example, where card payment is not possible for you. Contact tikaccsale@gmail.com before paying anything manually. Do not send money to anyone claiming to be a seller or a member of the TikAccs team outside the checkout or an arrangement confirmed by us.

3. What is NOT available

The following are not live payment methods on TikAccs today, and this page does not list them as options: Stripe, PayPal, USDT, and Binance Pay. If you see any of these named on an older help page, that information is out of date — card via Meezan Bank EPG is the live method.

4. The buyer protection fee

Every order includes a buyer protection fee on top of the listing price: 8% of the price, minimum $8.00 — or 5%, minimum $5.00, for Premium buyers. The fee and the full total are shown before you pay. There is no tax and no discount. See Fees.

5. After you pay

Once your payment is confirmed, the money is held in the platform ledger — it is not sent to the seller yet — and the transfer process begins. See How a Protected Deal Works. If your card payment fails, no order is created and no transfer starts; you can try again or contact us.

6. Refunds

Refunds are for the full order total only, decided only through a dispute, and executed manually by our finance team. There are no automatic or instant refunds. For card payments, a refund is a manual action in the payment provider's dashboard. See the Refund Policy.

7. Questions

Payment questions: tikaccsale@gmail.com.